If by "utilizing" you mean buying Bitcoin and then using it, I think poor people don't have money for that. Normally they are living paycheck to paycheck having no spare money at all, barely able to buy the articles of daily necessity. Even if they knew that most probably Bitcoin will rise 10 times in price in the next two months, most of them wouldn't be able to find enough money to invest in BTC so that the profit from 10 times rising was of any significance. Investing is simply not an option for poor people. But I agree with you that Bitcoin can help at least some of them. What they need is they should try to earn Bitcoin and this very forum provides many of such opportunities.