Fair enough, I can understand your position.
But please remember this conversation the next time you have to "administrate" your OS.
Not the hardware or the miner app or the coin/pool setup. Just the OS.
And then please calculate all the "costs" of your time for doing it.
That 1% fee will become a real bargain.
IMHO, If you have to spend more than 60 seconds extra a month, then this is the better deal.