Let's talk about how new financial system can change someone's life.
For example, I have just started working in this IT-area and I'm impressed too much in a positive way. There're some difficulties for my simple woman's brain but I hope I will cope with that :>
If you started working in this industry, you should understand how difficult it is to create a new coin based on some coins that provide open source. And to change a life, probably only aggravate and worsen while it is just an asset and not a means of payment.