There are many things most likely to consider whenever you're investing money in crypto..
These are:
1. Volatility of the Market.
2. They don't have the knowledge about crypto.
3. Negative news that they see or hear in social media/TV Media.
4. They were scammed and afraid to invest again.
5. Threats of hackers in the internet.
But users can also protect their computer from hackers by using:
1. Virtual Private Network for Internet Protocol
2. MetaMask Wallet
3. Not saving any private keys in your PC.
All statements are correct, community are not yet well informed, about what crypto could bring in our life, there are lots of factors also to consider in investing crypto, but im gonna like about some universities is they are offering education when it comes to blockchain technology, the more it educated, the more knowledge be shared into the community.