I think this market is not for everyone and that is why I do not usually recommend my friends or family to invest in cryptos, as it is well known that most people have a great aversion to risk and that is why traditional investment instruments still receive large amounts of money despite their stingy returns. And because of this usual risk rejection many newbies use to cry so much as soon as they suffer some loss in this market, because they never assume the great risk that crypto investments involve and believe that getting rich overnight is a simple and easy task.
You have a point, mate but remember, crypto has two aspects - as a currency and as an investment. Cryptocurrency as a currency is made for everyone to facilitate effective payments of goods and services both online and offline. The investment part is what belongs to those ready to study the crypto market and new projects in order to identify the right coin to invest in.