I'm not certain making a law that will benefit the insurance industry racket is really a good idea. Sorry, but I don't want any bones thrown to those thieving scumbags.
It doesn't have to be "industry", it could be a non-profit co-op running it but I can already hear screams of "socialism" if something like that is suggested.
AFAIK the NRA is "non-profit" too. Since they are the ones most devoted to the cause, are they the ones who aregoing to be running this mandated co-op? Furthermore, just because a group is non-profit doesn't make it immune from corruption. I really think a government mandated "non-profit" co-op would be ripe pickings for someone "benefactors" to line their pockets.