The rule of only accredited investors permitted to invest in certain ICOs is intended to protect vulnerable people. Everybody knows that ICOs are highly risky – and regulations are aimed to save money of those who may be not enough unqualified. And ICOs benefit from identifying the whales. Pretending to be a decentralized platform where all investors are equal, in fact, ICOs make double standards. The accreditation means that you need to have some level of influence and income.