so OP end solution is, stop being reliant on FIAT. and ask the person you send funds to to not be reliant on fiat. then stick with just btc
Yeah just introduce him to btc so you can have a peer to peer transaction and everything will be fine. That $700 is huge just for a wire transfer and it's killing the society.
Though people are reluctant about bitcoin since it's volatile but they didn't bother to think the money deflates as so with the higher inflation, so what's more acceptable then?