It will not die in the next year or two. Although many people resist such fake cryptocurrencies. But I have to admit that the banking industry likes it, and the future cryptocurrency may be developed together. If you are an investor now the price can be boldly invested.
However for the next years, I am pretty sure we won't have any big change with the current bank structure, so as You said how the banks like it, Ripple won't die in the following few years.