Do you think there is a room for centralized coins such as Ripple win over Bitcoin and Ethereum ? What is the good part about centralized coins against the decentralized ones ?
they can be easier to get support from other agencies, because control can occur without the user's knowledge
so if there is fraud occurring, it is certainly a risk for a centralized system
there's no harm in also having XRP in the wallet, because XRP might be viral easier because of the support of banks and the government