I think its a centralized shit which is interesting only for banks and so on.
I couldn't resist to send you merit for this one. I share the same opinion as you do, I think it is not much popular as investors invested money on peak and now they are holding because only because they will lose money if they sell. Ripple is far away from what I see as crypto currency.
Bro Im happy someone is sharing my opinion. You are right, ripple is far away from crypto currency and decentralized future! Thank you for merit
