Of course, before investing money in cryptocurrencies, you need to assess the risks and know all the advantages and disadvantages of the market (coins) in which you are going to invest. I think its absolutely insane to borrow money to buy some coins, but some people still dont understand it.
Unfortunately, many people still think that when they invest in the cryptocurrencies, they will start getting much money. Very often these guys become disappointed as they do not guess that they can have some losses.