Hey man, this is great! I love this idea. I think PayPal will never accept bitcoins or any other cryptocurrencies since they have a conflict of interests and stuff Elon Musk is no stupid. I hope AGATE will be legit and not a scam I will try to join right now. The world needs more wallets, payoneers , paypals , airtms , netellers, payeers that trades with bitcoins and less bank accounts, credit cards and debit cards