Ripple has a big potential with it's developer and investor, they love to start a bull run periodically then smash it like nothing. If you can catch that "ripple" on it's start you can gain 10x-15x but if you be late you can lose a lot, it is risky but if you look at yearly graph it is about time and today's rise seems like a signal. 
That signal is real. Now the price of the XRP has surpassed that of other altcoins in the top 10. That's a good sign and I think XRP is really a great altcoin to invest. Ignore the bad comments about XRP. We only have important results and it has done very well in this bad market.