what would you do if a newbie said he could develop your money and he asked you to invest money in him ?
if you would pay a plumber to fix your toilet, your investing in a newbie.
hear me out, A plumber is a technical person who can fix and repair pipes and toilet functions, showers, install sinks, hey. build out fire sprinklers in hospitals, whatever.
Consider that they are newbies, They start with residential plumbing and may not have much work coming at that time.
Investing in a newbie if they do work for you sounds like a far better alternative then handing someone money and saying here. double this.