Hi, to answer your question:

The hard cap as explained in the whitepaper   ( https://www.remittancetoken.io/WhitePaper.aspx ) is based on milestones and what Remco can achieve with the crowd sale fund. Remco is run by experienced money transmitters in partnership with Western Union and many money transmitters in the USA

Milestone: Operations in 10 US states /U.K/ 5 African countries   
Hard Cap:  $6m

Milestone: Operations in 20 USA states / 5 Countries in Europe/ 5 countries in Asia/ 15  African countries
Hard Cap:  $12m

Milestone: perations in USA (national bank license) / 5 Countries in Europe/ 5 countries in Asia/205  African countries
Hard Cap:  $30m

Milestone: Full global operations, national bank license in USA
Hard Cap:  $60m