Hoard has it all really.  If there is something you can think of that is missing from crypto they pretty much have it.  The biggest thing they will solve is instant trasnfers an near zero fees.  I also love the app where if I have someone email or phone number I can send them crypto without even knowing their address.  How cool is an app that is out before the ICO.

Also while the nodes system is still underdevelopement you can stake your tokens until it is ready.  I don't see anyone selling tokens anytime soon.