"Bitcoin or Money"? What does this even mean? Bitcoin IS Money. It is money that is not issued by central banks and backed by government. It is energy based and secured by mathematics. As long as you keep thinking about bitcoin as opposed to "actual money" I think you're still missing the point. Money is a technology that has specific goals. Storing value and exchanging it for goods and services. Bitcoin is able to fulfill these goals incomparably more efficient than both fiat and gold.

Bitcoin is The Actual Money.

Fiat is government issued numbers that can be used like actual money... until the country goes into hyperinflation because of the decisions of politicans and bankers... or until your bank, card company or payment service decides to block your account for any reason at all... and not before half of the fiat you earn is taken away from you through taxes.