It is true that eBay is a credit risk of customers, but importantly Ebay has truly taken the lead in online trading, between the Company and its customers, and vice versa.
It is not hard for companies to find customers, and it is not difficult for customers to find a reputable source of sales.
The very private Allforcrypto trust service and independent margin payments that users can also use if they want to allow users to securely transact.