Ripple has a big potential with it's developer and investor, they love to start a bull run periodically then smash it like nothing. If you can catch that "ripple" on it's start you can gain 10x-15x but if you be late you can lose a lot, it is risky but if you look at yearly graph it is about time and today's rise seems like a signal. 
Correctly a pump that can both please and upset you if you do not have time to withdraw your assets. And the capitalization of the ether will continue to fall with the advent of an even greater number of tokens based on it.