Ask yourself. Regardless if you're some employee working on a company that utilizes Bitcoin for such payments or just an ordinary person that lives a normal and happy life. Is there any hindrance in your utilization in Bitcoin? Does the price swing matter that much? Of course. Everyone within Bitcoin or the crypto community is affected. Is the effect that mutual? Almost. It only varies in how you use it. Daily life or simply just for your own convenience. It is for everyone.