what would you do if a newbie said he could develop your money and he asked you to invest money in him ?
I will not let that newbie ruin my life in cryptocurrency.
But it will depend on the offer.
If that newbie is asking money to send in a certain wallet then its a no no!
But if that one is just a campaign/bounty manager well i might reconsider.
i would join a newbie in this community, depends on the ICO project!
I think you have the right to review first the project that may offer to you, that is your responsibility to do research before investing in a good project. I don't usually mind the rank, because most likely high ranks are having a big chance to fool you regarding that matter. Do a further research and take some time to do that because investing is a high risk and probably that is your loss if you didn't do your responsibility in researching.