Ripple has a big potential with it's developer and investor, they love to start a bull run periodically then smash it like nothing. If you can catch that "ripple" on it's start you can gain 10x-15x but if you be late you can lose a lot, it is risky but if you look at yearly graph it is about time and today's rise seems like a signal. 
Ripple is going to...the moon! Ripple is the only asset that will not fall anymore. Look at the charts, guys, the Ripple chart is significantly different from the rest of the assets.