I have seen Ripple being accepted by more stores in our country so I guess it's up for mass adoption and price can o stable as well. Ripple is backed up by many institutions so I think it can be both a good short and long term investment.
Do you mean to say Ripple is accepted in some physical stores other than Bitcoin? Or it's one of the coins that's accepted in those stores? I thought XRP was an institutional coin. Please correct me if I'm wrong.