The current trend of blockchain is very high, couple with it's ability to execute millions transactions within seconds, few transactions cost and no third party is require or paper signing. All transactions recorded and kept open, taking alway cross border and languages barrier, excellent in e commences. So many features to change the world. My emphasis is can blockchain has the capacity to replace bank?
Of course. Right now the Bank has blocked my account and I can't use my money. The crypto-wallet is always available 24 hours a day. It's a new paradigm.