Regarding current tendency of digitalization, especially of goods and services, it is natural that payment methods are becoming virtual. Actually, you already can make virtual payments using both fiats or cryptos, the only thing that this method is not widespread.
Now, we are living in digital world. Many application developed and make payment more easier and secure. I am believe on digital service and i am believe cryptocurrency will getting popular in near future as new currency in merchant
but for now, many bitcoiners feel pessimistic about falling prices, even though this is normal as a digital currency which has a high volume. but indeed we all still have hope here