It's probably the other way around for most people: if it skyrockets, their financial plans are (positively) affected. It's one of the reasons to HODL.
Oh don't get me wrong. I'm holding long-term. If we do go way up, I'll be taking profits and using them to improve my quality of life - probably paying off my mortgage and either building an extension or potentially moving house in the first instance. But I'm not over invested and so I don't need to panic about every fluctuation in the market. If I hold all the way to zero, well that's unfortunate, but life will go on unaffected.