Only donate 5 DRC to win 10,000 DRC later is just a gimmick? If I never get sick, my 5 DRC is evaporated and I have to donate to others!
Mutual fund of 10,00 DRC is by no means a gimmick. Every applicant who applies successfully can receive 10,000 DRC. Of course, we hope that every member will stay healthy. But its kind of self-investment and self-insurance to join us. As for the donation to others, we have to say its inevitable. Because we are essentially a community to help each other. Dont worry then. When each mutual help happens, the maximum amount to donate will less than 1 DRC. And the more the members join, the less you have to pay. If there are 100,000 members, you just need to pay 0.1 DRC each time. So in fact, donation wont cost much of your DRC. And to help others is to help yourself.