Crypto-payments going mainstream is a huge responsibility. Two very important issues need to be dealt with. First, economic which has a lot to do with volatility and the second, technical which has to do with scalability. Decentralization will always be an interesting subject until you hit either of these two walls. What we need are revolutionary solutions that will provide an edge against both problems without compromising on infrastructure. While you may count Dash, Pundi x, coingate, bitpay and a couple of others too, you may be tempted to ask why we haven't gone mainstream yet especially on the side of merchant adoption.

One answer: incentive. Why would a merchant use crypto when the prices fluctuate or when there is no simple way to integrate such solutions into his/her business? But I implore you to try out Modern Finance Chain. Quite a simplified system and the right incentive model to facilitate crypto-adoption on the merchant side of the equation.