Ripple has a big potential with it's developer and investor, they love to start a bull run periodically then smash it like nothing. If you can catch that "ripple" on it's start you can gain 10x-15x but if you be late you can lose a lot, it is risky but if you look at yearly graph it is about time and today's rise seems like a signal. 
That is a good signal but I think XRP is still affected by the financial markets out there. So its price can not rise to $ 1 yet. If the stock market recovers, banks have higher sales, I think XRP will soon surpass the BTC.