This is not a get rich quick scheme, This is the history of decenteralized payment systems in the making, That includes etherium and other coins, want pump and dumps? This is not one sorry, So let the big boys discuss code and math and get the FUCK out of here.
Don't be so rude. Use something like "Thank you for your competent opinion".

PS: Current price is irrelevant, Nxt will outperform VISA + MasterCard anyway.