Financial crisis are definitely just around the corner We are experiencing it now and we are hoping that the market would recover we just dont know when and how.
Agree with you, financial crisis will be a huge boost for cryptocurrencies as ripple and ether, last one have a huge advantage coz decentralized exchange based at ERC20 tokens, i recently found out about great one - ethermium.com. Also, ripple is not in the full meaning of the word, this is more like a bank payment service.