Today it is not profitable for people to work with banks: low interest rates, often banks become bankrupt, customers receive their deposits in parts and without interest.
Anyway, at the current stage of its development, the crypto industry is not able to replace banks. cryptocurrencies are still developing, and are still raw technology.
Yes,probably crypto industry isn't that developed as it seems,but in 10 years crypto will be able to replace banks, I am sure in it.