I currently have holdings of ETH, XRP, AND BTC. However I believe we may not see prices this cheap for bitcoin in the near future, espeically with institution funds rolling in. Should I sell my XRP for more bitcoin???
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No one can decide on you! Because it's your money and If they know altcoin will make a profit, they will invest themselves!
There is no harm in having a Ripple and count on it. currently only a Ripple conditions continued to show improvement this will be very nice and rewarding your continued use and support it. so by maintaining these coins will be very profitable and make it as a fairly major precious coins.