I constantly here people say " Only invest what you can afford to lose" Well no matter where your wealth is it could crash.
-Invest in USD- USA could collapse and experience mass inflation making your dollars nearly worthless
-Invest in Bonds- Government could collapse making your bonds worthless
-Invest in real estate- Housing prices could crash, natural disaster could hit and insurance company could go bankrupt
-Invest in metals- prices could crash, asteroid mining could collapse prices
Your money is never 100% safe no matter where it is invested.
Yes, I coudnt agree more, wherever you put your investments it will never be safe, it will just be at lesser risk or at a greater risk, but I think it is better than having nothing to do at all, atleast you have something to look forward to, and you might even hit it big, just think about how much investment are you willing to do.
Thats why you shouldnt just throw your money away and call it and investment. You should study the market and learn when you should go in and out.