of course if the money is a lot I would prefer to keep it in a bank or an ATM because of guaranteed security. I don't want a risk that I don't want because this is a matter of money. if we have lost money then we can be crazy and hopeless or resigned.
maybe we should save it on hardware that is really safe from hackers. And also have to always check whether our money is safe. do not be careless to share accounts with others. and don't forget our password. creating a password is a bit complicated so that it is protected from hackers.