INR (Indian National Rupee)

3 star

Works fine:  If you have in your pocket it belongs to you ,very similar to bitcoin if you have private keys, it is yours.
Hard Forked: One fine morning Indian government find that there might be problem in existing notes and they hard forked .
Counterfeit:  You never know when you get counterfeit one (that is also one of the reason to hardfork it)
Store of Value: There are lot of anonymous "Hodler" of this currency.  It is rumored that lot of holders have money in Swiss bank .
Centralized : Just like XRP.