I'm not sure of the tone in your post whether you are amazed or irritated with new exchanges that are coming up but whatever it is, I think it's part of the technological advancements and will surely play a major role in the economic system of the world now and in the future. You mentioned about Virie. I came across this blog article the other day if you're interested. https://www.annerainwater.net/blog/virie-the-currency-of-the-future