I really do not understand. The project sounds very promising, but the promise that risk-free investment sounds very suspicious. If they freeze all the money raised from the ICO until they run the mainnet. So where money do they develop the project before the mainnet launch or if that proves they have money so why do they need ICO?
They claim that the money raised will be distributed and parked on lending platforms such as Celsius, NEXO, Lending Block, etc. During the following year they will get interest on that money and will invest that into development of their product. After 1 year, they will return money to those, who is not satisfied and the money left will go into the business development and scaling-up.
They have calculated, that if they reach their hard cap of 25M USD, it will be enough for them to develop the product earning money from interest. + There will be investors, who invest with bonus not using risk-free option, this money can go into development right away.
So, it seems like guys have thought the issue and found a brilliant way.