In future if bitcoin is allowed in countries around the world and most online based companies will start to allow bitcoin as their payment currency/gateway/exchange. But what do you think if we would be allowed to transfer our money to our bitcoin wallet from our bank accounts like PayPal does? Will it be a good thing for banks and us?
all of that can sometimes happen. but we don't know what the reality is. the problem is that the estimates sometimes cannot be exact and result in false news circulating. therefore we better see directly than predict what is not so clear.