School, personally, is for exposing the realities of life. Let's say that the school is the microcosm we live in for some time and letting us experience what we might not have or to have.

I do not put the pinnacle of value towards academics, but rather the curriculum - the whole experience of the student. However, to not deviate from the question, academics prevent us to be the fool especially in the Philippines where we are considered one of the most confident and most ignorant of key issues surrounding our country. I am not a maths teacher (yes, maths because it's mathematics and not mathematic), but I can certainly tell you that the school has a curriculum for both the lost and found. For example, you might have studied a specialization that you do not like, and find resort to a general education subject. The beauty of offering general education courses is that it lets you think outside your comfort zone and lets you challenge yourself.

The bias is there when you say that the school is destroying passions. There are bad teachers and good teachers, and there is a bad system if all teachers are deemed bad and kills passions. In the Philippines, my own analysis is that we might not have the best system because we're currently being trained to coddle students, which in turn makes some students entitled, irresponsible, and not resilient.

Learning is a complex thing. It is false to blame everything to the school when it can be your parents, friends, or even yourself is to be blamed. Passions, on the other hand, are the wants of our heart: our inner and deepest desire. If passions are true, it can never die. The school is changing towards catering multiple intelligences, and it is very hard to explain how does it really work when you have diverse learners.

On school that doesn't teach you how loan works, etc. Teachers and the school aren't the right people. Why do you think the customer service industry exists? It is because of things that we do not teach in school that we give importance to. We've created an industry for those specific matters.

Blaming things towards the school won't help, but the school is trying. If the school is to lower enthusiasm, why did these issues not arise before? And why has the system existed for so long? Remember, mental health is not to be blamed solely to the school because mental health is more complex than it seems.*

*Try consulting a psychologist/psychometrician/psychiatrist for this. This is a blatant attack on the school when it is trying. Like cultural, epoch change (ex. Facebook culture making us rush ourselves towards greatness, etc.), among others.