The current trend of blockchain is very high, couple with it's ability to execute millions transactions within seconds, few transactions cost and no third party is require or paper signing. All transactions recorded and kept open, taking alway cross border and languages barrier, excellent in e commences. So many features to change the world. My emphasis is can blockchain has the capacity to replace bank?
NO, no and no. We need banks , they are those who are complying with regulatory. The blockchian is great but it cant sustain it self. It could but then other big problems would arise without banks .