Or it could be the other way around. Your money could go down the drain overnight due to its volatility.
Crypto is made to correct the errors of a centralized system but people deemed crypto as investment
vehicle due to its volatility.

There are still roles of the banks that crypto can't offer. So they'll both coexist no matter what.
Crypto is intangible and a lot of skeptics won't adopt to this kind of financial structure.