I have a UK account but wouldn't use it. .. Mine was blocked just because I went on a online shopping spree. Had a phone call claiming to be the fraud team ...
That happened to me too, yesterday actually .
The banks in both the UK and the US are implementing creeping de-facto currency controls, they are in big trouble with liquidity now that the Fed is tapering off QE.
What's even scarier is there is increasing talk by the IMF and national central banks of a one-time 25% wealth tax to try and rebalance the currently desperate debt ratios faced by banks: