Just want to mention that xrp is not a crypto. Those are centralized tokens made by some banking guys. But sure the profit does not have a name on it.
Well, I think you don't have much money, anyway, you need to take in account that XRP is centralized coin baked by a real company and many banks trust XRP and can adopt it without problem, but ADA is a full blockchain coin backed by its own community and strong developers team.