The current trend of blockchain is very high, couple with it's ability to execute millions transactions within seconds, few transactions cost and no third party is require or paper signing. All transactions recorded and kept open, taking alway cross border and languages barrier, excellent in e commences. So many features to change the world. My emphasis is can blockchain has the capacity to replace bank?
There is a huge possibility soon but the problem is that if the other country are going to support it to become a unified banking system because i think it needs a complex process before regulating a particular banking system.