At the moment, I'm holding all the coins I earned in the bounty, and that I had purchased in the mid - April 2018. I don't need a fiat right now, because all my savings in cryptocurrency I strongly keep in my wallet, waiting for a good time to sell. I think this is the right strategy to protect yourself from big losses.
Same with me , I'm holding a hundreds of tokens but the sad thing is that it is losing the value due to market condition and I don't know what gonna do now. I cannot compensate myself at this time.