I am confused on this statement "ZED does not require a bank account, is completely private and secure, and charges MTOs a small transfer fee of 0.25% or 25 BP after the first year of operations.". After the first, do they have plan to increase the transfer fee?
On my own understanding the 0.25% transaction fee only applies for MTO's not the users but I think it is better to ask the team on telegram channel to get more clearer answer.