Yes exactly. KYC is only required once a user requests for a withdrawal. We have already unauthorized/blocked IPs originating from countries where jurisdictions regarding cryptocurrencies are unclear. This is our first step of KYC. The second step is to verify your identity through official documents & a photograph of yourself. If you fail your KYC procedure, all your funds (amounts saved in USD - not coins or its values) are refunded in full to the original payment option you have used & your account is closed until further notice.