Should I buy some ripple coins now? Is it worth it?
I heard it was pre-mined and it is not decentralized... it's a bad thing right?
I do think xrp is a good for buying but it is good for utilization, you wouldn't have to worry about losing some because of volatility. If you are to send money I suggest use currencies like xrp. Minimal loss if the price went down compared to btc or eth.